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AI budget chat
Describe your income and expenses in your own words. The coach builds a monthly plan and explains every dollar — and remembers the conversation.
Personal finance, in plain English
Money coaching that talks back.
Stara Finance is a personal finance platform with a built-in AI coach. Build a budget, set savings goals, understand your spending, plan your debt payoff, get a weekly nudge, and more! Everything's explained in plain English. No spreadsheets. No jargon.
✓Bank-level security✓Your data stays yours✓Cancel anytime
AI coachonlineI make $4,200/month. Rent is $1,500. Help me build a budget.
Nice — let's keep it simple. Here's a starting plan based on the 50/30/20 idea, tuned to your rent:
Needs (rent, bills, food)$2,310
Wants (fun, dining out)$1,050
Save & invest$840
Want me to turn that $840 into an emergency-fund goal?
What Stara does
Six tools. One simple conversation.
Everything works the way you'd ask a smart friend who happens to be great with money — clear, kind, and never judgmental.
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Goal tracker
Set goals like an emergency fund or a trip. Stara works out how much to set aside each week and shows your progress.
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Spending analyzer
Paste recent purchases. Stara spots the quiet leaks and gives you two or three painless fixes — no shame, just clarity.
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Debt payoff planner
Enter your balances and rates. Choose avalanche (least interest) or snowball (quick wins) and get a clear, ordered plan to debt-free — with a payoff date you can actually see.
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Weekly digest
A short Monday email: how your spending is trending, whether you're on track, and one thing to do this week.
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Net worth tracker
Log your cash, investments, and debt over time. Watch your net worth trend on a chart and see a 12-month projection of where you're headed.
Pricing
One simple plan. Cancel anytime.
Save 25% by going yearly
No ads, no hidden fees. Your data stays private — we focus on building the best product for you.
Stara ProEverything included
$6/ month
Billed $72 per year — save 25%.
- ✓Unlimited AI budget chat
- ✓Unlimited goals + progress tracking
- ✓Spending habit analyzer
- ✓Debt payoff planner (avalanche & snowball)
- ✓Personalized weekly money digest
7-day free trial — no card required. You're only charged if you choose to subscribe after it ends, so there's nothing to cancel.